Rebecca Overgaard - CMFO, CTC, QPA
Chief Financial Officer/Tax Collector/Treasurer
(201) 664-1849 Ext. 15

Responsible for the overall financial operations of the Borough as Chief Financial Officer, including the $9.5 million municipal budget.  As Tax Collector, she is responsible for the billing, collection and enforcement of the $35.7 million tax levy which are comprised of both schools, county and municipal tax levies.  Additionally, the Borough has a sewer utility with an operating budget of $1.3 million.

Old Tappan is also unique in the method of construction and billing for sanitary sewers, by virtue of a "special benefit assessment."  Presently, there are twelve different sections of town that have gone through this process.  Responsibility lies with the Tax Collector to bill and collect these payments over an 18 year period.

Toni Flyge
Deputy Tax Collector
(201) 664-1849 Ext. 16

Toni handles all the billing and collection of taxes as well as sewer flow charges and assessments. She assists the Tax Collector with all duties of the tax office including redemption of tax liens.

Lisa Krivoruk
Accounts Payable Clerk
(201) 664-1849 Ext 14

Lisa is in charge of Accounts Payable and maintains the Borough's Escrow Acount.  She is also responsible for maintaining relationships with various Borough vendors.

Laura Bonnano
Accounting Payroll Clerk
(201) 664-1849 Ext. 17

Laura is responsible for all Borough Payroll and performs all bank reconciliation for 18 accounts. She manages Health Insurance for the Borough including billing and employee concerns.


Tax Collection...

The Tax Collector is charged with the responsibility for receiving and collecting all taxes and assessments both current and delinquent.  The Office of the Tax Collector bills over 2,100  taxpayers and collects taxes quarterly. Taxes are due February 1, May 1, August 1, and November 1.  A ten-day grace period to the 10th of the month allowed by resolution of the Mayor and Council after which interest is charged from the first day of the month in which payments are due.

Taxpayers are urged to read all of the information contained on the front and the back of their tax bills.  Please note that according to New Jersey State Law, failure to receive a tax bill does not exempt a property owner from payment of taxes.  Tax bills are mailed annually. 

If you are mailing a check to pay your taxes, please be certain that you are paying the amount for the correct quarter.  If you would like a receipt, please send the entire tax bill with your check and a return self-addressed stamped envelope.  Your bill will be receipted and mailed back to you.  If you do not desire a receipt, then just mail the property stub and check.

Many residents pay through their banks online billpay options.  This method is acceptable, but please note in the memo field what the payment is for, ie: taxes, sewer flow or special assessment.

 New Jersey Property Tax Relief Programs



Who is eligible:
Homeowners and tenants who pay property taxes on their principal residence in New Jersey, either directly or through rent, and whose gross income does not exceed certain limits 

Homestead Benefit Hotline:          1-877-658-2972 (to file an application)
                                                         1-888-238-1233 (to ask questions)

When to File: By October 31 of the current year (subject to change by the State of NJ).



Who is eligible: Homeowners, including owners of mobile homes located in mobile home parks, age 65 or older, or receiving Federal Social Security disability benefits, who paid property taxes on their principal residence in New Jersey either directly or through mobile home park site fees. Applicants must be New Jersey residents for at least the past 10 years, and lived in the home for which reimbursement is claimed for at least the last 3 years, and must meet certain income limits. Applicants must meet all requirements for both base year and reimbursement year.

What is the Benefit: Reimbursement of the difference between the amount of property taxes paid for the base year and the amount paid for the reimbursement year

How to File: Form PTR-1 for residents who did not receive a prior year's reimbursement or Form PTR-2 for residents who did receive a prior year's reimbursement call the Senior Freeze Hotline at 1-800-882-6597 for assistance.

When to File: By June 1st of the current year (subject to change by the State of New Jersey.


Senior Citizens' Annual Property Tax Deduction:
Annual deduction of up to $250 from property taxes for homeowners age 65 or older or disabled who meet certain income and residency requirements. This benefit is administered by the local municipality.  For more information visit NJ State Division of Taxation.  Forms can be found on our website Form page. 

Veterans' Deduction:
Annual deduction of $250 from taxes due on real or personal property paid to qualified war veterans and their unmarried surviving spouses.  This benefit is administered by the local municipality.  Form can be found on our website Form page.


For various Financial Forms, such as:

Veteran & Disabled Veteran Deduction, Senior Citizen and Disabled Person Deduction forms, click here.

Additional information